Used Semi Truck Financing with Us
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Fleet Capital: Our Financing Partner
Fleet Capital, based in Westlake, Ohio, serves clients across North America. We specialize in providing unique funding solutions tailored to each client’s business needs. Please note: Financing is not currently available with Fleet Capital at our Rhome, Texas location.
Historically, commercial truck financing and heavy equipment financing has been unfamiliar and obscure, making it difficult for small businesses and semi truck owner operators to secure capital to grow their business. We are eager to simplify the process and provide transparent and competitive options.
How It Works
Our finance process is fast and easy!
- Apply with Sales
Complete our online application. We review your submission and pair you with a lender to fit your situation.
- Get Approved
We collect all necessary documents to secure financing with the lender.
- Get Funded
All that’s left to do is sign the closing documents and drive away in your used semi truck.
Calculate Your Payment
Semi Truck Financing FAQs
Currently, we have options for new and used commercial trucks, as well as used semi trucks with no age or mileage restrictions. Apply or contact us today to discuss your options.
We make commercial truck financing easy by matching you with the best funding options tailored to you. Once you apply, we’ll have your options ready to review and discuss in a timely manner.
We do not require a minimum credit score to provide you with individualized options! We work with the top lenders in the country who can help with any credit situation you bring to us. We will provide the best possible solution based on your unique situation.
We offer heavy equipment financing for up to 60 months. Our average term length being 48 months.
Yes! We also have options for start-up businesses based on individual credit and experience in the industry.
We do not require a minimum credit score! We work with the top lenders in the country that can help with any credit situation you bring to us.
Each situation is different, but typically we will need a copy of your CDL and the most recent three months of business bank statements. If you can have that prepared, it will make the process easier!
You can expect a response within 24 hours of submitting your application.
Absolutely! We have top-tier lenders available to help. You can purchase using cash or with your own financing.
Our lenders work with this type of situation and will be able to come up with the best terms possible to fit your needs.
Most deals are Equipment Finance Agreements, which have finance charges and are rolled into fixed payments that you’ll make regularly (usually monthly).
Down payments are required to be in the form of Certified Funds.
Down payments are collected at the time of purchase.
In most cases, yes. The lender determines if a down payment is required and how much it will cost to complete the deal. Down payments are determined on an individual basis.